Pet Insurance

Enusre your pet has the cover they deserve

As vets, we see pet insurance as a means for pet owners to budget for the unexpected, and if the worst happens, it enables us to carry out the most effective treatment.

However, pet insurance can be frustrating with many terms & conditions or exclusions, meaning claims are often not paid in full which can leave you with an unexpected bill. On top of this, our customers express concern when their insurance premiums increase excessively as their pet gets older, at the time when they are most likely to need insurance.

We have worked closely with Pet Proactive to create a new type of insurance that provides lifetime cover for treatment and referrals through our practice.

The policies are designed for customers who are happy to commit to using Knutsford Vets as their main veterinary practice. We believe this is a much simpler type of insurance which not only removes the worry of unexpected veterinary bills but will also save money for the majority of our customers over their pet’s lifetime.

// Pet Insurance //

We are pleased to be able to offer pet insurance with our partner Pet Proactive

Local Pet Insurance

At Pet Proactive partner with outstanding independent vets to provide lifetime pet insurance for loyal customers. Simple, fairer pet insurance for treatment and referrals through your local vet. And because Pet Proactive trust your vet as much as you do, they have the freedom to do what is best for your pet.

Find out more about the features and benefits of Pet Proactive below:

Complete Medical Cover

with no hidden limits

Our policies give you and your vet the freedom to decide on the most effective treatment or referral for your pet. We offer up to £12,000 vet fee cover and up to £1,000 for complementary treatment.

Always Fairly Priced

reflecting your preferred vet

Our premiums reflect your local vet practice's pricing. We want your pets to stay insured for life so our prices remain affordable into old age.

Certainty Of Cover

pre-existing conditions
Identified upfront

Pre-existing conditions which affect your policy are confirmed from the start so you know where you stand before you make a claim.

Claim through your vet

with one excess per year

Ask reception or click on our website to make a claim. You only pay one excess per policy year if you claim, not one per condition.

Treatment Takes Priority

no penalty for claiming

We believe poorly pets should be properly treated, and we won't increase your premium because you have made a claim.

Emergency Treatment

away from home

We cover treatment through another vet practice if your pet needs emergency care while you are away from home.

// Pet Proactive //

get an instant quote for your Pet

main policy exclusions

Please review the below as these may be relevant prior to obtaining a quote :–

Costs unrelated to medical treatment: e.g. theft, third party liability.
Pre-existing conditions: Health conditions and injuries that your pet suffered before taking out your policy with us, but we will confirm these to you as soon as possible after you take out your policy.
Specialist dogs: We do not cover dogs used for guarding, security or racing.
Breeding: We do not cover treatment related to breeding, pregnancy and breeding-related illnesses.
Routine ( expected ) treatments: e.g. flea treatments, wormers, dental scale & polish and vaccinations.
Joining age: We can only take on new animals under six years old, but once insured your animal is covered for as long as you keep up the payments

About Pet Proactive

Pet Proactive was started in 2019 – the aim was to bring a very different model to the market than other insurance providers. We ask you to commit to treatment via your local, independent vet and by buying local, we believe we can offer you a better product.